European Banking Authority (EBA)
The EU authority that writes technical standards and guidelines for banking and promotes consistent supervision.
Overview
The EBA develops the EU single rulebook for banking through technical standards and guidelines, runs EU-wide stress tests, and has roles under MiCA for significant tokens and in AML coordination during the transition to AMLA.
Its powers include writing binding rules and publishing standards that others adopt.
In the European Union it works at supranational level, alongside ECB and ESMA. Instruments connected to it in this glossary include MiCA and DORA.
Check the official sources below for legal scope, applicable dates and exceptions. This entry is an explanatory reference, not legal advice.
Why it matters
Its standards become requirements once regulators cite them or contracts demand them.
Who it affects
Organisations in banking, payments and crypto assets in the European Union.
Where it sits
Ten linked steps connect where you operate to the proof that you complied.
- 01Jurisdiction
- 02Industry
- 03Activity
- 04Authority
- 05Regulation
- 06Requirement
- 07Guidance
- 08Control
- 09Evidence
- 10Enforcement
Connections
The terms most closely tied to EBA. Select one to open it.
What to do about it
- 1Confirm whether EBA has power over you, and through which licence, registration, membership or activity.
- 2Follow its rules, guidance and enforcement publications as they are issued.
- 3Map each obligation it creates to a control with a named owner.
- 4Keep examination-ready evidence for its highest-risk obligations.
From requirement to evidence.
Regulation Layer tracks its publications in the change feed, maps its obligations to your controls.
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