UDAAP (UDAAP)
Unfair, deceptive or abusive acts or practices: the US consumer protection standard enforced by the CFPB under the Dodd-Frank Act.
Overview
UDAAP is principles-based: rather than specific rules, it prohibits conduct that harms consumers. Enforcement and supervisory findings define what it means in practice.
It connects most directly to Consumer Financial Protection Bureau, Consumer protection, Dodd-Frank Act and United States.
Check the official sources below for legal scope, applicable dates and exceptions. This entry is an explanatory reference, not legal advice.
Why it matters
Because it is principles-based, UDAAP risk is read from enforcement and guidance.
Who it affects
US consumer financial services providers.
Where it sits
Ten linked steps connect where you operate to the proof that you complied.
- 01Jurisdiction
- 02Industry
- 03Activity
- 04Authority
- 05Regulation
- 06Requirement
- 07Guidance
- 08Control
- 09Evidence
- 10Enforcement
Connections
The terms most closely tied to UDAAP. Select one to open it.
What to do about it
- 1List the laws and authorities in this area that apply to you.
- 2Map each obligation to a control and owner.
- 3Monitor change and enforcement in the area.
- 4Report coverage and gaps to management.
From requirement to evidence.
UDAAP obligations are linked to CFPB enforcement and guidance so the dial reflects current priorities.
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