Standards & frameworks

Basel framework

International standards for bank capital, liquidity, leverage and risk set by the Basel Committee on Banking Supervision.

Overview

The Basel framework, including Basel III and its final reforms, sets minimum capital ratios, buffers, leverage and liquidity requirements and disclosure standards. It is not law itself; national and regional regulators implement it.

As an industry standard it binds through regulation that cites it, contracts that require it or audits that test it. The authorities most closely connected to it are BCBS.

Check the official sources below for legal scope, applicable dates and exceptions. This entry is an explanatory reference, not legal advice.

Why it matters

It sets the global benchmark for how much capital and liquidity banks must hold.

Who it affects

Internationally active banks and, through national rules, many others.

Where it sits

Ten linked steps connect where you operate to the proof that you complied.

  1. 01Jurisdiction
  2. 02Industry
  3. 03Activity
  4. 04Authority
  5. 05Regulation
  6. 06Requirement
  7. 07Guidance
  8. 08Control
  9. 09Evidence
  10. 10Enforcement

Connections

The terms most closely tied to Basel framework. Select one to open it.

This term

What to do about it

  1. 1Decide whether it applies through regulation, contract, audit or certification.
  2. 2Run a gap assessment against your current controls.
  3. 3Crosswalk it to the regulations and contracts that reference it.
  4. 4Collect evidence continuously for the audit period.
In Regulation Layer

From requirement to evidence.

Basel standards are tracked alongside the national rules that implement them.

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