Mintwell is a fictional company. All data is synthetic.
Back to the siteTreasury & Stablecoin Reserves
64 controls in 7 families · 410 obligations · owner Dana Whitlock
7 gaps · 0 opportunities
Treasury · stablecoin reserves by sector| Sector | Passing | Controls |
|---|
| Reserve composition | 12 | 14 |
| Redemptions | 7 | 12 |
| Attestation & disclosure | 8 | 8 |
| Capital & backstop | 6 | 7 |
| Custody & segregation | 8 | 9 |
| Freeze & sanctions | 5 | 6 |
| Cash & bank recs (SOX) | 6 | 8 |
Needle on · Redemptions
C-RED-03 · Redeem MWUSD within two business days
37 of 4,112 redemptions on 2 Oct settled on day 3. Root cause drafted: the partner bank's 17:00 ET wire cut-off.
Open control →Families
Where the 410 obligations come from
- GENIUS Act + OCC and Treasury proposed rules143
- SOX §404 · cash, reserves and safeguarding72
- NYDFS BitLicense and stablecoin guidance61
- BSA · issuer AML programme49
- California DFAL46
- OFAC · freeze and seize capability39
7 gaps · obligations with no control
- 12-month operational backstop held separately from reserves (OCC proposal)
- CEO/CFO certification of the monthly reserve report — no sign-off workflow mapped
- Redemption extension to 7 days when redemptions exceed 10% in 24 hours
- Monthly public reserve composition by maturity bucket
- Liquidity stress test cadence under the NYDFS guidance
- Segregation attestation from the custodian bank
- Freeze-on-order response time for tokens held by sanctioned holders