RegTech
Regulatory technology: the use of software, data and AI to meet regulatory requirements more efficiently and effectively than manual processes.
Overview
The term was popularised by the UK Financial Conduct Authority around 2015 to describe technology that helps firms deliver regulatory requirements more efficiently and effectively than existing capabilities.
RegTech spans regulatory change monitoring, obligation management, control testing, transaction monitoring, identity verification, reporting and evidence management. Newer RegTech is event-driven and API-first, in contrast to the static registers of legacy GRC software.
It connects most directly to SupTech, GRC and Regulatory change management.
Check the official sources below for legal scope, applicable dates and exceptions. This entry is an explanatory reference, not legal advice.
Why it matters
RegTech is how compliance keeps pace with the volume and speed of regulatory change without growing headcount in step.
Who it affects
Compliance and risk teams, and the regulators who increasingly expect automated controls.
Connections
The terms most closely tied to RegTech. Select one to open it.
What to do about it
- 1Map where your obligations come from.
- 2Link each one to the controls and evidence behind it.
- 3Review the map whenever the business or the rules change.
From requirement to evidence.
Regulation Layer is RegTech built AI-first and headless: the full obligation-to-evidence chain, exposed through an API and MCP server.
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